Deen Dayal Jan Awas Yojna

DDJAY Gurgaon

The government of India has started a scheme to provide affordable homes to middle class families. The Deen Dayal Jan Awas Yojna is a good way to live a better life without spending much money. This scheme is being run by the state government. Here are some points you must keep in mind while buying a house under this scheme. You should also know the eligibility criteria for home loan and Land freeze restriction.

Government Approved DDJAY Affordable Housing Scheme

The Deen Dayal Awas Yojna is a government-sponsored affordable housing scheme that provides a superior lifestyle to low-income groups and economically weak sections. This affordable housing scheme offers loans up to 90% on builder floors and 75% on plots. Buying a home is one of the most exciting and rewarding experiences, but locating an affordable housing scheme can be challenging. With so many options to choose from, it is helpful to learn about the various facts about the DDAY Gurgaon affordable housing scheme.

The Deen Dayal Jan Awas Yoja is a government housing policy in Haryana that focuses on affordable housing units. The goal of this scheme is to build low-cost, high-density plotted colonies in low and medium-potential towns. Under this program, private developers and the state government will build these affordable housing colonies for the low and moderate-income group. This program also promotes community welfare by requiring that 15% of the builder’s land be allocated for the project. A plot size of 150 square metres is the maximum amount that can be offered under this scheme. Depending on the number of residents, a project can be as large as five to fifteen acres.

Premium project under Deen Dayal Jan Awas Yojna

There are plenty of benefits associated with living in Deen Dayal Jan Awas Yojna Gurgaon Premium. The location is excellent, and the amenities and connectivity make it the perfect place to live. The Deen Dayal Jan Awas Yojna Gurgaon premium project offers a modern feel, while keeping its price tag affordable. Below are some of the best reasons to buy property in this project.

Prime Location: Located in Sector 70A, the Pyramid Plots project is perfect for people looking for a luxury plot in Gurgaon. It offers convenient access to reputed educational institutions, medical facilities, grocery stores, shopping complexes, and recreational areas. The premium plots will be available to buy by November 2022. The plots are superior in quality and amenities.
Land freeze restriction

Affordable plotted housing policy is the prime focus of the new Haryana government’s Deen Dayal Jan Awas Yojhna. The scheme aims to develop one lakh low-cost homes in the next three years. However, there are certain guidelines that homeowners need to follow. For instance, the developer must submit an application before the land freeze restriction expires.

The government is trying to encourage the development of large colonies by lifting the land freeze restriction on five acres. However, this move could mean a shortage of affordable ready to move apartments in the city. This new land freeze policy would also mean fewer plots per acre, reducing the number of families living in one development. To combat this, the government has liberalized licensing norms for these developments.
Eligibility criteria for home loan

Eligibility criteria for Deen Dayal Awas Yojna home loan depends on various factors. The maximum loan amount is Rs6 lakh and the house must be of a puccka sized area or less. The house must belong to a household consisting of a husband, wife and unmarried children. The scheme was initially available only for EWS households.

This scheme has several advantages. The government waives the conversion and infrastructure development charges. The license fee is also waived. Developers can also offer a bank guarantee for internal development works. The Deen Dayal Jan Awas Yojna Gurgaon home loan will give you the flexibility to build your dream home at the right price. You’ll love it, so much so that you might as well live in it!
Cost of home loan under DDJAY

Buying a house under DDJAY is easy as the scheme allows the prospective buyer to get a home loan of up to 80% of the property value. You can avail this scheme through any leading bank or institution. You can choose to purchase a single or multi-storeyed building, depending on your needs and budget. You can also opt for a plot.

The Deen Dayal Jan Awas Yojna has two main objectives: solving the problem of unauthorized colonies and achieving housing for all by 2022. It aims to make the land available for development cheaper, while also facilitating developers in their business expansion. Due to DDJAY, many developers have come up with mid-segment projects, offering 2 and 3BHK residential apartments with all the amenities of a high-rise housing society.

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